Checkout, re-engineered for payout speed

Get paid in minutes — not frozen for weeks.

The checkout that takes over your Shopify store, pays out through your own Whop, and never touches a card number.

Set up like an app No theme edits Cards never touch us

Built by an operator running real Shopify stores — I shipped Onyx for my own checkout first, because I was sick of processors freezing my money. Not a fintech that's never run ads.

Sample order
$84.00
Paid & synced
Cart handed off
yourstore.com · 2 items
Storefront
Checkout opened
checkout.yourstore.com
Apple Pay
Payment captured
through your own Whop
Whop
Order created in Shopify
#1042 · inventory updated
Shopify
Purchase event sent
Meta + TikTok · one event id
Tracking
Illustration with sample data — your orders appear after sign-in.
Paid in 4 minsettled to your Whop
Payments by Whop
Cards never touch us
195 countries
Card · Apple Pay · Google Pay
Stays on Shopify
The payout problem

You did the hard part.
Then the processor sat on your money.

Every scaling store hits the same wall: the sales work, but the cash is held hostage. Reserves, rolling holds, and surprise bans turn a growing business into a cash-flow emergency.

Your money's frozen for weeks

Your cash sits locked in a processor's "reserve" while your ad spend keeps draining. You can't scale on money you can't touch.

They hold back a cut of everything

A 10–20% "rolling reserve" quietly chokes your cash flow — right when you're scaling and need every dollar working.

One bad day and you're banned

One sales spike or a few chargebacks and your account's gone — with nothing but a support ticket to show for it.

Onyx routes payments through your own Whop account — so settlement happens on your terms, in minutes, with no third party sitting between you and your revenue.
Payouts

Payment holds end here. Your money keeps moving.

Legacy processors park your revenue in reserves and rolling holds. Onyx settles through your own Whop — in your account the same day.

Legacy processor · one account$48,423 held · released in weeks
Onyx · paid through your Whop$48,268 in your account · same day
Paid through your own Whop
Every order settles into your Whop account — you hold the funds, never a processor sitting on them.
Settles the same day
No multi-day clearing. Payouts land the same day — or instantly to crypto if you want it faster.
No reserves or holds
No rolling reserves or 90-day freezes locking up your cash right when you're scaling.
The cost of waiting

See what instant payouts free up.

Drag the sliders to your numbers. This is the cash regular processors keep sitting in holds and reserves — money Onyx puts back in your account the same day.

Your store, today
Orders / month1,200
Average order value$68
Payout delay today7 days
Reserve they hold back10%
Estimate for illustration — your real terms depend on your Whop account.
Cash freed from holds & reserves
$0
no longer trapped in holds & reserves at any given time
minutesvs 7-day holds
Onyx · paid same day
Regular processor · held 7d + 10% reserve
This week$0 in your account now
How it works

Live in an afternoon. No rebuilding your store.

Three steps from frozen payouts to cash in your account. Your store never changes.

01

Plug it in once

Connect Onyx to your Shopify store in a couple clicks — just like installing any app. No code, no theme edits, nothing on your storefront changes.

Takes about 2 minutes
02

Buyers check out like normal

Your customers tap the same “Check out” button. It just opens your own faster, branded checkout — with upsells, a timer and trust badges built in.

Same button · better checkout
03

You get paid in minutes

The money lands in your own Whop account in minutes — not frozen for weeks. The paid order drops back into Shopify automatically, so shipping works like always.

Paid fast · synced to Shopify
Real support

Real humans, when you need them.

Get set up in minutes with guided onboarding — connect Shopify, connect Whop, go live. Stuck on something? A real person helps you set it up — not a bot and a queue.

  • Guided store + checkout onboarding
  • One-click Shopify & Whop connect
  • Help from a human, fast
O
Onyx support
online
Everything in the checkout

A checkout that outsells the native one — and pays out faster.

Conversion tools Shopify's checkout won't give you, wired to a processor that actually releases your money.

A checkout that looks like your brand

Drag-and-drop blocks — reviews, trust badges, a guarantee, a countdown timer. No code. Matches your store and goes live in minutes.

Sell more at checkout

Add one-tap order bumps and upsells right on the checkout — extra profit on every order that Shopify's default checkout just can't do.

Subscriptions that stick

Subscribe & Save, free trials, and automatic retries when a card fails — so you keep the recurring money. Customers manage it themselves.

Try it with zero risk

Send a slice of your buyers to your Onyx checkout and the rest to Shopify's. Watch the results side by side and flip it off any time.

Your tracking keeps working

Your Meta and TikTok tracking keeps firing accurately — even with iOS updates and ad-blockers — so your ads keep learning and scaling.

Refund in one click

Refund an order once and it's handled everywhere — no jumping between tabs, no mess to clean up later.

Your own checkout link

Checkout runs on your own link with your logo — buyers never feel like they left your store, so trust stays high through the sale.

See what's really happening

Live sales, conversion, recurring revenue and dispute alerts — the numbers that actually matter, all in one place.

One dashboard

Every order, synced and accounted for.

The second someone pays, the order lands in Shopify and in Onyx — with upsells, your tracking and payouts, all in one place.

app.onyx.com
Connections
Whop
Cards, Apple Pay, Google Pay
● Connected
Shopify
Orders synced + inventory
● Connected
Checkout domain
pay.yourstore.com
● Connected
OrderCustomerTotalPaymentStatus
#1042A. Rivera$84.00Apple PaySyncedFulfilled
#1041M. Chen$129.98Visa 4242SyncedFulfilled
#1040J. Okafor$39.99Google PaySyncedUnfulfilled
#1039L. Novak$64.50MastercardSyncedFulfilled
#1038S. Patel$212.00Apple PaySyncedUnfulfilled
After payment
Add a second item?
One tap · no card re-entry
$12.00 $24.00
Add to my order
Tracking events
Purchase tracked
Sent to Meta
order #1042
Purchase tracked
Sent to TikTok
order #1042
Checkout started
Tracked
order #1042
Illustration with sample data.
Subscriptions

Keep the monthly money coming in.

Every renewal runs through your own Whop, and if a card gets declined we retry it automatically — so one bad bank day doesn't cost you the customer. Watch your recurring revenue and cancels live.

  • Subscribe & Save, trials and recurring plans
  • Instant retry + salvage schedule on declines
  • Self-serve pause / cancel portal for customers
One rebill, step by step
Charge
Visa · $49.95 monthly rebill
Attempt 1
Soft decline — retry scheduled
Smart retry
Re-presented on the best day
Recovered
Approved — subscription kept
Safe by design

Your customers' cards never touch us.

Some "takeover checkouts" quietly grab card data. Onyx is built the opposite way — card details go straight into a secure, bank-level card box and never reach us at all.

Cards never touch usCard details go straight into a secure, bank-level card box inside the checkout. We never see or store a single card number — so there's nothing on our side to leak.
A real processor handles the moneyThe payment itself runs through Whop — the same kind of secure tech Stripe uses. They carry the heavy compliance stuff, so you don't have to.
Way less that can go wrongBecause card data never reaches us, there's far less to secure or worry about. Fewer moving parts means fewer ways to get burned.
Your customer data stays locked downCustomer info is encrypted, start to finish. Subscriptions only renew when the customer actually agrees — no sneaky hidden rebilling, ever.
The card-data boundary
Shopper enters card
on your branded checkout
A secure card box charges it
bank-level — same tech Stripe uses
Onyx servers
never see the card number
Paid order lands in Shopify
automatically, the moment they pay
Pricing

Free to start. Pay only when you get paid.

Free for your first month. After that, a small slice of sales — no monthly fee, no lock-in, no hidden reserves. Card processing stays at your own Whop rate; Onyx just powers the checkout.

Free to start

Everything you need to launch a faster checkout — on us for your first 30 days.

Free
for 30 days · no card required
Start free
  • Your fully branded checkout
  • Order bumps & upsells
  • Subscriptions & Subscribe & Save
  • Meta, TikTok & GA4 tracking that works
  • Safe fallback to Shopify
  • One-click refunds

Founders & scale

Founding partners and high-volume stores — custom, better terms.

Custom
founder rate or volume pricing
Talk to us
  • Locked founder rate for early stores
  • Volume pricing as you scale
  • A dedicated account manager
  • Multiple stores & regions
  • Top-priority uptime & support
  • Affiliate / partner program
FAQ

The questions every merchant asks.

Nope. Your Shopify store, theme, products and apps stay exactly the same. Onyx just swaps the checkout step — you're basically adding an app. Nothing on your storefront changes.

Yours. Payments run through your own Whop account (that's your payout account, and it actually pays fast). You hold the money — not us. We can't touch it or freeze it.

Minutes to a day, through Whop — instead of the weeks-long holds and reserves normal processors hit you with right when you're scaling. You can even pull it to crypto the same day.

Totally safe. Card details go into a secure, bank-level card box — the same kind of tech Stripe uses. Card numbers never touch Onyx, so you're never holding risky data.

If you can install a Shopify app, you can set up Onyx. It's a few clicks and a short checklist — connect Shopify, connect your payout account, hit go. Most stores are live the same afternoon.

They tap the same “Check out” button and land on a clean, fast checkout with your logo and colors — usually it converts better, not worse. If anything ever fails to load, it quietly falls back to your normal Shopify checkout.

You never lose the sale. If our checkout can't load for any reason, the buyer goes straight to your normal Shopify checkout automatically. It's built to fail safe.

Works with the tools you already use.
Branded checkoutOne-tap upsellsSubscriptions & rebillsOrders sync to ShopifyTracking that still worksDispute alertsYour own checkout linkTry it risk-freePaid in minutesNo payment holdsCards never touch youLooks like your brand

All of it, behind one checkout.

Stop financing a processor's reserve.

Swap your checkout, keep your store, and get paid in minutes through your own Whop. Set up in an afternoon.